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"Like I've learned about many other things in life, the right decision is often one that is counter to conventional wisdom, including financing your home and other real estate properties. In one quick lesson, Kevin helped me make the right decisions, drastically improving my liquidity and bringing balance to my portfolio."
Verne Harnish, CEO
Gazelles, Inc.
Fortune Magazine's Growth Guru
"I give this book to all of my clients who are considering real estate transactions or refinancing. Kevin has finally made sense out of home loans and tells you what lenders don't want you to know."
Troy V. Collins, Registered Financial Consultant,
President, McKinley Financial Group
"Plain talk with a slight dose of laughter. It's that easy and Kevin Daum takes the mystery out of financing your home. The complex world of points, fees underwriters and lenders in terms everyone can understand. After the intense radio and TV blitz from lenders and with rates at their lowest level in thirty years, this book helps break it down so everyone can profit from the loan experience."
Gary S. Cohn
Northern California Advisory Board, City National Bank
Former Senior Vice President, Union Bank
"This book should be required reading for every current and future home owner. The opening section alone is worth the price of admission. Kevin Daum sheds light on the fuzzy concepts and terminology tossed around by the mortgage 'experts,' putting us on equal footing with 'them.' If you own a home, you may be living in a gold mine. To find out if you are, read this book!"
Alex L. Goldfayn
President, Strategic Consulting Group, LLC
On-Air Technology Expert, Fox News Chicago
"This is the only book that I have read that clearly and concisely explains the world of Mortgage Financing. Confusion no longer needs to be synonymous with Real Estate Lending. Thank you Kevin."
Barry C. Cohn
Managing Partner
Cohn Handler & Co.
Certified Public Accountant
"If you're planning to finance a home, then Kevin Daum's book 'What the Bank's Won't Tell You: How to Get the Most Out of Your Mortgage,' is a must read. No consumer should enter into an arrangement worth potentially hundreds of thousands of dollars, or more, before becoming fully informed on the fundamental issues that underlie their decisions.
Kevin's book will open your eyes to concepts you may not have previously understood or know to exist. If you do understand them, his book will put those concepts into context and show you how your decision on which financial product to use can be positively (or negatively) affected by what you know.
As real estate attorneys, we tend to enter the picture long after the mortgage brokers have cashed in on their fees and commissions. Consumers' lack of the ability to make informed decisions keeps us in business. Take the time to inform yourself. Remember, a smart consumer is an informed consumer."
Alan D. Wallace, Esq.
Real Estate Attorney and Expert Witness
"From any perspective, Kevin Daum's book on mortgages is a valuable tool. Certainly the future borrower, CPA, attorney and financial planner will benefit but I would challenge all lenders and loan officers to read it to see how they could improve many perceptions and lessen confusion. The role of the lender can add value to the customer and make a profit. A repeat customer or a referral from one will benefit all."
Timothy R. Chrisman
Chairman of the Board
Hawthorne Savings F.S.B.
"Kevin, I thoroughly enjoyed reading your book, "What the Bank Won't Tell You: How To Get the Most Out of Your Mortgage." I have read other informational books on mortgages that I found confusing and unclear. You broke down the mortgage process into various logical components, defining terms and options along the way. This made the book easy to read. Your definitions and examples were clear and concise. Every homeowner or future homeowner should read this book!"
Jacqueline M. Smith-McKaig
President
Integrity Sales, Inc.
"Kevin Daum not only opened my clients' eyes, he opened mine as well. His extraordinary knowledge and uncommon common sense regarding financing homes has enabled me and my clients to comfortably purchase their dream homes, rather than paying more and settling for less."
Linda Fitzmaurice
California Real Estate Broker
"I found your book to be very informative, useful, with value added ideas helpful for homeowners and first time home buyers. The information provided will help us make sound and intelligent decisions regarding our home loan. I plan to use your book as a guide to assist my Husband and I during our search for a home loan."
Sandra S. Hanson
Satisfied Customer
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